The XML file is not filled in properly or is not correct. There is a syntax error in the file. The creditor bank or its intermediary bank did not perform an XSD check before submitting the file.
Possible root cause
Creditor / Debtor bank / intermediary party that supplies the files to the bank has not checked the import. The package that creates the XML creates this error.
What can you do?
Restore the XML file and resubmit it to the bank.
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